• Acceleration Clause
• Accrued Interest
• Additional Principal Payment
• Adjustable-Rate Mortgage (ARM)
• Adjustment Date
• Adjustment Interval
• Adjustment Period
• Affordability
• Agreement of Sale
• Amortization
• Amortization Term
• Amount financed
• Annual Percentage Rate (APR)
• Appraisal
• Appraised Value
• Appraiser
• Approval
• ARM
• Asset
• Assignment
• Assumability
• Assumption Fee
• Balance Sheet
• Balloon Mortgage
• Balloon Payment
• Before-tax Income
• Bimonthly mortgage
• Biweekly Payment Mortgage
• Broker
• Builder-financed construction
• Buy-down
• Buy-up
• Cap
• Certificate of Eligibility
• Certificate of Reasonable Value (CRV)
• Change Frequency
• Closing
• Closing Costs
• Co-Borrowers
• Compound Interest
• Conforming mortgage
• Construction financing
• Consumer Reporting Agency (or Bureau)
• Conventional mortgage
• Conversion Clause
• Credit Report
• Credit Risk Score
• Debt consolidation
• Debt Ratio Analysis
• Deposit
• Discount
• Down Payment
• Effective Gross Income
• Equity
• Escrow
• Escrow Disbursements
• Escrow Payment
• Fannie Mae
• FHA Mortgage
• FICO Score
• First Mortgage
• Fixed-Rate Mortgage (FRM)
• Float
• Fully Amortized ARM
• Gift of equity
• GNMA
• Growing-Equity Mortgage (GEM)
• Guarantee Mortgage
• Home equity line of credit (HELOC)
• Housing Expense Ratio
• HUD-1 statement
• Hybrid ARM (3/1 ARM, 5/1 ARM, 7/1 ARM)
• Index
• Initial Interest Rate
• Insured Mortgage
• Interest
• Interest Accrual Rate
• Interest Rate Buydown Plan
• Interest Rate Ceiling
• Interest Rate Floor
• Late Charge
• Liabilities
• Lifetime Payment Cap
• Lifetime Rate Cap
• Line of Credit
• Liquid Asset
• Loan-to-Value (LTV) Percentage
• Lock-In Period
• Margin
• Maturity
• Monthly Fixed Installment
• Mortgage
• Mortgage Banker
• Mortgage Broker
• Mortgage Insurance
• Mortgage Insurance Premium (MIP)
• Mortgagor
• Negative Amortization
• Net Worth
• Non Liquid Asset
• Note
• Origination Fee
• Owner Financing
• Payment Change Date
• Periodic Payment Cap
• Periodic Rate Cap
• PITI Reserves
• Points
• Pre-Approval
• Prepayment Penalty
• Prime Rate
• Principal Balance
• Principal, Interest, Taxes, and Insurance (PITI)
• Private Mortgage Insurance (PMI)
• Rate Lock
• Real Estate Agent®
• Real Estate Settlement Procedures Act (RESPA)
• Recording
• Refinance
• Revolving Liability
• Secondary Mortgage Market
• Security
• Seller Carry-back
• Servicer
• Third-party Origination
• Total Expense Ratio
• Treasury Index
• Truth-in-Lending
• Underwriting
• VA Mortgage