Upstate Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Current Mortgage Rates as of May 31, 2023


*Rates subject to change & vary by credit score, loan to value, and other factors.
**CURRENT POSTED RATES ARE FHA RATES with 700+ credit score – Call for Conventional Loan Pricing And Other Rates
***Payments do not include escrows or mortgage insurance

We have the Loan Program specially designed for you.

  • FHA Loans for Purchase and Refinance
  • Conventional Loans for Purchase and Refinance
  • VA Loans for Purchase and Refinance
  • USDA Rural Housing Loans – For Purchase
  • Down Payment Assistance Programs
  • HARP Refinance Loans
  • 203K Loans – Purchase / Renovation Loans

From the Blog of Upstate Mortgage

October 14, 2020

Which Type of Mortgage Do I Need?

Are you a first-time home buyer? Purchasing a vacation home? Learning about investment or rental properties? The type of loan that you’ll need will heavily depend […]
September 16, 2020

Checklist for Moving

Moving is a big deal and means managing many tasks leading up to the big day! As you work to manage these many tasks, we’ve created […]
September 1, 2020

Investment Property Options

“Buy land. They’re not making it anymore,” humorist Mark Twain said. Buying, selling, or leasing real estate is a great way to make money, and there […]
August 12, 2020

What to Look for in a New Home

Have you ever experienced cereal aisle paralysis? You’re standing in the grocery store with what seems like hundreds of cereal options, and there is so much […]