Upstate Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Current Mortgage Rates as of February 17, 2019


*Rates subject to change & vary by credit score, loan to value, and other factors.
**CURRENT POSTED RATES ARE FHA RATES with 680+ credit score – Call for Conventional Loan Pricing And Other Rates
***Payments do not include escrows or mortgage insurance

We have the Loan Program specially designed for you.

  • FHA Loans for Purchase and Refinance
  • Conventional Loans for Purchase and Refinance
  • VA Loans for Purchase and Refinance
  • USDA Rural Housing Loans – For Purchase
  • Down Payment Assistance Programs
  • HARP Refinance Loans
  • 203K Loans – Purchase / Renovation Loans

From the Blog of Upstate Mortgage

June 21, 2018
choose closing attorney

How to Choose a Good Closing Attorney

Honesty. Transparency. Competence. Communication. These are all characteristics of a good closing attorney. This person is crucial to closing the sale of a home, so you […]
June 11, 2018
negotiate best mortgage rate

How Do I Get the Best Mortgage and Interest Rate?

The word mortgage may frighten some people, but it doesn’t have to be scary. In fact, the more information you have, the better-equipped you are to […]
May 31, 2018
VA loan

How Do I Choose a VA Lender?

Are you a veteran looking to buy a home? If so, consider opting for a VA loan, guaranteed by the U.S. Department of Veterans Affairs. Make […]
May 21, 2018
5 questions a mortgage lender will ask

5 Questions Good Lenders Will Ask

You’ve found your dream house! Congratulations! Now it’s time to find a mortgage lender. Whether you’re a first-time home-buyer or have had previous experience, you should […]