Upstate Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Current Mortgage Rates as of September 22, 2021

AMOUNTTERMPAYMENTFIXED RATEAPR
$100,00030yr$408.242.75%3.08%
$175,00030yr$714.422.75%2.99%
$250,00030yr$987.802.50%2.87%
$300,00030yr$1185.362.50%2.75%
$350,00030yr$1382.922.50%2.69%

*Rates subject to change & vary by credit score, loan to value, and other factors.
**CURRENT POSTED RATES ARE FHA RATES with 700+ credit score – Call for Conventional Loan Pricing And Other Rates
***Payments do not include escrows or mortgage insurance

We have the Loan Program specially designed for you.

  • FHA Loans for Purchase and Refinance
  • Conventional Loans for Purchase and Refinance
  • VA Loans for Purchase and Refinance
  • USDA Rural Housing Loans – For Purchase
  • Down Payment Assistance Programs
  • HARP Refinance Loans
  • 203K Loans – Purchase / Renovation Loans

From the Blog of Upstate Mortgage

October 14, 2020
Mortgage types

Which Type of Mortgage Do I Need?

Are you a first-time home buyer? Purchasing a vacation home? Learning about investment or rental properties? The type of loan that you’ll need will heavily depend […]
September 16, 2020
moving checklist

Checklist for Moving

Moving is a big deal and means managing many tasks leading up to the big day! As you work to manage these many tasks, we’ve created […]
September 1, 2020
Investment Property Options

Investment Property Options

“Buy land. They’re not making it anymore,” humorist Mark Twain said. Buying, selling, or leasing real estate is a great way to make money, and there […]
August 12, 2020
Real Estate

What to Look for in a New Home

Have you ever experienced cereal aisle paralysis? You’re standing in the grocery store with what seems like hundreds of cereal options, and there is so much […]