Upstate Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
Current Mortgage Rates as of August 9, 2020
| AMOUNT | TERM | PAYMENT | FIXED RATE | APR |
|---|---|---|---|---|
| $75,000 | 30yr | $336.78 | 3.50% | 3.88% |
| $100,000 | 30yr | $449.04 | 3.50% | 3.67% |
| $150,000 | 30yr | $673.57 | 3.50% | 3.66% |
| $250,000 | 30yr | $1122.61 | 3.25% | 3.39% |
| $300,000 | 30yr | $1347.13 | 3.25% | 3.29% |
*Rates subject to change & vary by credit score, loan to value, and other factors.
**CURRENT POSTED RATES ARE FHA RATES with 700+ credit score – Call for Conventional Loan Pricing And Other Rates
***Payments do not include escrows or mortgage insurance
We have the Loan Program specially designed for you.
- FHA Loans for Purchase and Refinance
- Conventional Loans for Purchase and Refinance
- VA Loans for Purchase and Refinance
- USDA Rural Housing Loans – For Purchase
- Down Payment Assistance Programs
- HARP Refinance Loans
- 203K Loans – Purchase / Renovation Loans
From the Blog of Upstate Mortgage
July 17, 2020
1. Save Cash in a Verifiable Asset Account Lenders need to see that you have funds that are easily accessible in a bank account, 401K, or […]
June 21, 2018
Honesty. Transparency. Competence. Communication. These are all characteristics of a good closing attorney. This person is crucial to closing the sale of a home, so you […]
June 11, 2018
The word mortgage may frighten some people, but it doesn’t have to be scary. In fact, the more information you have, the better-equipped you are to […]
May 31, 2018
Are you a veteran looking to buy a home? If so, consider opting for a VA loan, guaranteed by the U.S. Department of Veterans Affairs. Make […]