Upstate Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Current Mortgage Rates as of July 14, 2024


*Rates subject to change & vary by credit score, loan to value, and other factors.
**CURRENT POSTED RATES ARE FHA RATES with 700+ credit score – Call for Conventional Loan Pricing And Other Rates
***Payments do not include escrows or mortgage insurance

We have the Loan Program specially designed for you.

  • FHA Loans for Purchase and Refinance
  • Conventional Loans for Purchase and Refinance
  • VA Loans for Purchase and Refinance
  • USDA Rural Housing Loans – For Purchase
  • Down Payment Assistance Programs
  • HARP Refinance Loans
  • 203K Loans – Purchase / Renovation Loans

From the Blog of Upstate Mortgage