Upstate Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Current Mortgage Rates as of July 23, 2018

AMOUNTTERMPAYMENTFIXED RATEAPR
$75,00030yr$368.964.25%4.98%
$100,00030yr$491.944.25%4.70%
$150,00030yr$737.914.25%4.42%
$250,00030yr$1229.854.25%4.38%
$300,00030yr$1475.824.25%4.30%

*Rates subject to change & vary by credit score, loan to value, and other factors.
**CURRENT POSTED RATES ARE FHA RATES with 680+ credit score – Call for Conventional Loan Pricing And Other Rates
***Payments do not include escrows or mortgage insurance

We have the Loan Program specially designed for you.

  • FHA Loans for Purchase and Refinance
  • Conventional Loans for Purchase and Refinance
  • VA Loans for Purchase and Refinance
  • USDA Rural Housing Loans – For Purchase
  • Down Payment Assistance Programs
  • HARP Refinance Loans
  • 203K Loans – Purchase / Renovation Loans

From the Blog of Upstate Mortgage

June 21, 2018
choose closing attorney

How to Choose a Good Closing Attorney

Honesty. Transparency. Competence. Communication. These are all characteristics of a good closing attorney. This person is crucial to closing the sale of a home, so you […]
June 11, 2018
negotiate best mortgage rate

How Do I Get the Best Mortgage and Interest Rate?

The word mortgage may frighten some people, but it doesn’t have to be scary. In fact, the more information you have, the better-equipped you are to […]
May 31, 2018
VA loan

How Do I Choose a VA Lender?

Are you a veteran looking to buy a home? If so, consider opting for a VA loan, guaranteed by the U.S. Department of Veterans Affairs. Make […]
May 21, 2018
5 questions a mortgage lender will ask

5 Questions Good Lenders Will Ask

You’ve found your dream house! Congratulations! Now it’s time to find a mortgage lender. Whether you’re a first-time home-buyer or have had previous experience, you should […]